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	USA Today			New York Times
	A Job-Hopper's Guide to 401(k) Rollovers			Wary of Stocks? Property Is an I.R.A. Option
	By Kathy Chu			By Vivian Marino

	New York Times			Boston Business Journal
	Using an I.R.A. to Buy Real Estate By Adriane G. Berg			Self-Directed IRAs Allow Investors to Dabble in Real Estate By Tom Anderson

	Business Week
	Hatching Property from Your Nest Egg
	By Ellen Hoffman

Stimulus Everywhere, But Where Are the Results? The Jobs? Don't Count on It!

by Paul R. Whitacre
3/09/10

Stimulus, stimulus, stimulus. That’s all we hear every day now. As the outrageous and skyrocketing unemployment numbers rise, we hear more and more about stimulus. The cries grow louder as the shouts for proof of success are stomped down by those inside the beltway in Washington.

So to their point: did the stimulus actually help? Is the stimulus helping currently? And how much of the stimulus remains to be spent in 2010 and 2011?

What has this stimulus done for investing and the Real Estate markets? What about big and small business in America?

These points are very important to look at when determining whether or not Government injection of money into the monetary supply is a viable option during a tough economic recession.

When the government injects a single dollar into the monetary supply, not to mention $1.2T, as this administration has done so far in the past year, that single dollar injected reduces private ‘stimulus’ by nearly $1.50 from a small business entrepreneur. That $1.50 no longer goes to buying more property, plants, or equipment. Not only that, but there is no need for the small business owner to hire another worker either.

Pair that up with the $1.00 injected by the government, which is usually borrowed from another country, or through increased taxes, and you have a double-negative spiral created from this simple ‘stimulus’ transaction.

So now that there’s nearly $1.2T in extra money in the monetary supply, we can assume that nearly $1.8 trillion dollars have now been scared out of the American economy from your friends, small business owners, family members and other citizens.

So as an investor, in both real estate and in the stock market, what do you do in this situation? The majority of people take their money out and hide it under their mattresses. This adds even more stress to an overly distressed market.

To the average investor, now seems like a time when they should run. But truth be told, now is the time to invest in solid LONG TERM investments like Real Estate. Earn the revenue of a regular cash-flowing investment rental property; plan your future around purchases in Real Estate that are only going to go up in value from their lowest prices in decades.

Now is the time to be bullish. Now is the time to invest your IRA or 401(k) in Real Estate. Now is the time when all of the savvy investors are buying up the deepest discounted commercial and residential property in 50 years.

Solidify your future. It is in your hands.

Paul R. Whitacre is a managing partner at WealthyIRA.com.
The passion of WealthyIRA is to teach everyone to invest their IRAs and 401(k)s in the deepest discounted Real Estate in decades. Check out how to invest your IRA or 401k in Real Estate at WealthyIRA.com Blog. Follow us on Twitter at WealthyIRA. Email Paul here.

Alt-A Mortgages and the Real Second Wave in the Mortgage Crisis:
And What You Can Do….
by Paul R. Whitacre
3/8/2010

Alt-A Real Estate mortgage crisis looms like a tidal
wave that makes the subprime mortgage crisis look like
a ripple in a pond.

So how does this affect you, the average real estate investor?

First, you have to define what an Alt-A mortgage is and what it
is going to do to the fledgling recovery in the current economy.

An Alt-A mortgage, short for Alternative A-paper, is a type of U.S.
mortgage that is generally considered a larger risk than A-Paper,
which is a traditional prime mortgage. It is also known to be less
risky than subprime mortgages, the mortgages that got the U.S.
housing industry into dire straits to begin with.

The Alt-A crisis is so big, that it is estimated to be twice as damaging as the subprime mortgages that our wonderful leaders in Congress, such as Barney Frank and Chris Dodd, forced us into. They focused on using the power of the law to force lenders to give mortgage and home loans to people who had ‘less than stellar’ credit. This led to the subprime mortgage crisis of 2008, the very unpopular bank bailouts, Henry Paulsen, and the disconnect widening between Wall Street, Washington, and Main Street.

The estimates are that nearly $1 Trillion in Alt-A mortgages are up
for resets over the next 30 months. That’s including several mortgages that are wrapped up in Adjustable Rate Mortgages (ARMs).

So what do you do now if you are lucky enough to have a secure mortgage, a great job, and a healthy IRA or 401(k)? Invest your IRA in Real Estate.

Take advantage of the foreclosures, pre-foreclosures, bank owned
properties, and more with money from your IRA and 401(k).

These issues surrounding the Alt-A crash, as well as the tremors
that still remain with the previous mortgage crash of 2008, show the current instability of the existing stock market and the ‘rally’ of 2009. The most important thing one can do in this time is to
make sure they diversify their investments.

Don’t’ think that things are back where they were in 2006 and 2007. They aren’t stable, people aren’t employed and are still losing their jobs. Home prices are the lowest they have been in 50 years, adjusted even for inflation. Use this time to solidify yourself a wealthy IRA and a secure retirement.

A retirement with dignity. A retirement where you
can work because you want to, not because you have to.

Paul R. Whitacre is a managing partner at WealthyIRA.com.
The passion of WealthyIRA is to teach everyone to invest their IRAs and 401(k)s in the deepest discounted Real Estate in decades. Check out how to invest your IRA or 401k in Real Estate at WealthyIRA.com Blog. Follow us on Twitter at WealthyIRA. Email Paul here.

Crude Oil Races Towards $100 a Barrel, Spiraling Home Prices Downward!
by Paul R. Whitacre
3/7/2010

So Oil is expected to reach $100 here very soon and it is sitting currently at $80 dollars a barrel for light, sweet crude oil. As I say that, I think back to why I as a Real Estate investment person is focusing on the world oil market.

Let's look at some facts of the matter. Not only is there enough raw oil in the United States to last us
for 50 plus years alone, but we are not harvesting that oil ourselves and we are subjugating ourselves to the leaders of the Oil Producing and Exporting Countries (OPEC) and their price setting.

OPEC is currently running at only 80% capacity as well. This means that they could produce more barrels of light, sweet, crude oil for the open market, but since there is a lower demand, the price would go down. Yes, that is the very definition of artificial price inflation for a good or service.

You can thank OPEC for paying nearly $3.00 a gallon for fuel right now, with an expectation that the price will only go up as the summer driving season kicks in.

Ok, so how does this relate to residential and commercial real estate investing? It completely relates. The rule of thumb when looking at an economy is that "housing starts", or the amount of new homes that are being built, is a sign of a good or bad economy.

Well housing starts and home building companies rely on cheaper fossil fuels to help truck supplies across the US and run machines at job sites.

So what happens if the cost of cheap fossil fuels becomes not so cheap? The builders slow development, thus laying off more workers, and again heading away from an increase in production.

The lower production results in further declining home values. These lower priced home values equates to the best-priced Real Estate in decades. Use this opportunity to round out your investment strategy by using your IRA to invest in Real Estate.

Take some of the IRA funds that you have invested in simple stocks that have been under-performing as of late, and invest the money into a rental property, strip mall, or vacation home. But do it soon while the best-priced properties are still available.

Let macroeconomics and fuel prices take care of themselves. You take care of your retirement.

No one else will.

Seize this opportunity to cement your retirement with dignity.

Paul R. Whitacre is a managing partner at WealthyIRA.com.
The passion of WealthyIRA is to teach everyone to invest their IRAs and 401(k)s in the deepest discounted Real Estate in decades. Check out how to invest your IRA or 401k in Real Estate at WealthyIRA.com Blog. Follow us on Twitter at WealthyIRA. Email Paul here.

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Latest Blog Posts

October 9, 2009

Foreclosures are Up, but So are Investments! Investment strategies have shifted and more and more people are focused on diversification than ever. With only a small amount of IRAs and 401(k)s rebounding a bit this year, many people are still struggling to see the light at the end of the tunnel. Except for the few who see the need to retire with a diverse portfolio of investment vehicles. Prices for Real Estate are the cheapest they have been since the 1970s, and for the perceptive investors, many are using self-directed IRAs to invest in the deepest discounts in Real Estate to help balance out their stock-heavy retirement plans. This plan has several positive points of interest. For one, these investors are not subject to the serious losses that the stock market can bring in a very short time. In addition, Real Estate has and will always be needed as long as people need a place to call home. Long-term investing in Real Estate provides a steady stream of rental income in these tough economic times. Along with that, many properties are expected to double in value over the next 5 to 10 years. Try getting that return on investment from a stock or a bond. Using a non-recourse loan to purchase Real Estate with your IRA or 401(k) is a worthwhile way to make sure you have a diverse investment strategy as well as a new income source and a strong long-term investment for the future. For more information, visit www.WealthyIRA.com to learn how you can invest your IRA in profitable Real Estate.

September 9, 2009

The Next Big Revenue Boom: IRA Real Estate “People who see jobs evaporating in other companies and other industries tend to ratchet back their own spending, economists say—an understandable response, but one that could drive down the local economy even further,” according to previous reporting by Seattle Times. “Not only do consumers feel overall economic conditions have grown more dire," as stated earlier this year by Lynn Franco,

August 11, 2009

Banking News: As part the much-debated Troubled Asset Recovery Plan (TARP), US Treasury Secretary Timothy Geithner’s Financial Stability Plan provides $1.5 trillion in bank bail out funds. "By providing the financing the private markets cannot now provide, this will help start a process of providing a market for the real estate related assets that are at the center of this crisis," Geithner said earlier this year.

July 10, 2009

Investment NEWSAccording to a previous article in the New York Times, of the 45 million IRA-invested households, “… an increasing number are switching to real estate, hoping for more lucrative returns.” The article goes on to report that “Industry experts estimate that 2 percent of IRA money is invested in real estate - through ‘self-directed accounts’ held by a custodian and managed by the account holder - twice as many as two years ago.”

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Home mortgage rates and real estate news - CNNMoney.com

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