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	USA Today			New York Times
	A Job-Hopper's Guide to 401(k) Rollovers			Wary of Stocks? Property Is an I.R.A. Option
	By Kathy Chu			By Vivian Marino

	New York Times			Boston Business Journal
	Using an I.R.A. to Buy Real Estate By Adriane G. Berg			Self-Directed IRAs Allow Investors to Dabble in Real Estate By Tom Anderson

	Business Week
	Hatching Property from Your Nest Egg
	By Ellen Hoffman

“This is the Safest and Best Investment For You!” Yeah, Right Wall Street….
by Paul R. Whitacre
3/15/2010

Real Estate always bounces back. It is a simple, yet core component of the ever-increasingly difficult to measure United States economy. With the simple measurement of Real Estate, one can dictate whether or not a recession has ended or if it has double-dipped into a real depression.

With Real Estate as a measurement, the state of the Union is very clear. You can measure housing starts, or the amount of new housing being built each month. You can measure the construction worker’s level of employment, whether it rises or continues to fall each month. You can also measure how the mortgage industry and Real Estate are doing simply by looking at interest rates that are also another key economic indicator.

But how does Real Estate act as a sound investment hedge against economic cycles? How can Real Estate be part of your investment strategy without a ton of money of money as a down payment?

Real Estate is a sound investment and always has been. If the Real Estate microeconomy goes, then so does the rest of the economy. As prices are really low right now, you can use an IRA custodian to help you convert your traditional IRA into a self-directed IRA. The self-directed IRA can partner with a non-recourse loan that will allow you to soundly invest your retirement in both commercial and residential properties.

So how about that 2.2% dividend on your stock that you get? Wouldn’t you rather get 10% to 20% returns annually on your Real Estate investment as the economy bounces back? That isn’t even including the monthly rental income that is generated by your new and safe investment! The rental income alone will pay the mortgage, not to mention enough for repairs.

Using a non-recourse loan to finance 60% to 70% of the cost of a piece of property, you can use 30% to 40% of the price of the property directly from your IRA. This causes the IRA to be the holder of the mortgage as well, giving you no recourse if the investment doesn’t work out.

Wouldn’t that be a safer investment than the stock market that is still down 50% from more than a year ago? I submit to you that it is not only a much safer investment, but also a long-term plan for retirement success.

Invest your IRA in Real Estate and retire with dignity. You won’t regret it a day in your life.

Be A Careful Investor: IRA Custodians Expect You To Watch
Your Investment Closely to Prevent Fraud!
by Paul R. Whitacre
3/12/10

So there are new issues arising that are severe with IRA custodians scamming their clients out of money. In the New York Times, the article describes that Fiserv has been caught up in Ponzi Schemes and IRAs not just with Bernie Madoff.

The thought was that no one could ever run scams that would include stealing from IRAs but that has been debunked with the issues surrounding Fiserv.

The IRAs were known as “self-directed IRAs” which are IRAs that are invested in other assets besides stocks, bonds, and mutual funds. The assets are in investment vehicles such as Real Estate, hedge funds, and commodities. Self-directed IRAs are individually steered by their investors as opposed to sitting in traditional stocks and bonds for a long period of time.

These issues that Fiserv has been sued for wasn’t the fact that they steered their clients towards specific investments, which they didn’t, but rather that they didn’t do their fiduciary duty to oversee that the accounts weren’t involved in any fraud.

So is Fiserv a bad IRA custodian? It is tough to say. The fact that some scammers and fraudulent people used Fiserv as a tool for their own private gain does not mean that Fiserv or other IRA custodians are unsafe.

The point is that whenever anyone is working towards investing and has a plan to have a wealthy IRA in retirement, they must be more careful and oversee their own retirements. Investors must be more involved in their financial futures. Money can either be a terrible master or an excellent slave. By managing your retirement funds directly, it keeps money working for you and it keeps your money working hard where you want it.

There needs to be a focus on self-directed IRAs, and investing your IRA in Real Estate is a great way to make sure that you have total control over your financial future. The IRA can also partner with a non-recourse loan that will help the investor to purchase up to 70% more Real Estate using 30% of their IRA funds to purchase either commercial or residential properties.

Remember, whether you are choosing an IRA custodian or directing your IRA yourself, it is always important to be sure to keep a close eye on your investments. It is also important to buy the cheapest Real Estate in fifty years.

Mortgage Implosion Starring Commercial Real Estate loans in the United States!
by Paul R. Whitacre
3/10/10

Commercial Real Estate is a baseline for what the economy is doing in the long run. As commercial properties and investments sink further, the barren storefronts that line hundreds of millions of square feet of retail space sit empty with no hopes of population in the near future.

Employeees who have been laid off, small business owners that used to rent these locations, producers who used to supply these businesses with products and services, and the patrons who used to shop here are all affected.

Investors who own these businesses have been left out as well, with no tenets to rent these properties. The wave of commercial real estate loan failures threaten America’s already distressed financial system.

So what does that mean to the everyday citizen? This means that as commercial property takes a nosedive, so does a lot of others who are negatively involved. So with all that negativity, there has to be some positive things happening, right?

Actually there is. As commercial real estate finally bottoms out, this gives new and fresh investors a chance to change their financial futures for the better. All economies are cyclical. Every downside has an upside.

The loans are going to be foreclosed on, the financial system will have a shock to the system, but perceptive investors will have a chance to come in an buy the real estate at the deepest discounts in decades.

New owners with capital that has been saved for just such an occasion, small business owners who always rescue and economy and have been the backbone of America since it’s inception, these are the people who will pull commercial properties from the brink.

Banks will be looking to unload these properties for pennies on the dollar just to get them off their balance sheets. Savvy investors will use their IRAs and 401(k)s to buy residential and commercial real estate. Businesses will spring up in these deeply discounted rental locations.

Other small businesses will hire new employees. Producers will sell goods and services to these renters and employers, and the economy will be humming right along again, the way it always does.

That is if you seize this opportunity right now. Take advantage of these amazing deals in Real Estate. Don’t wait until prices go back up and the market ‘rebounds’. The only way a rebound will happen is if you invest in the market at the bottom.

It is good to note that 4 out of 5 millionaires in America made their fortunes in Real Estate. The United States economy always comes back. Will you be at the top when it does? Invest your IRA now while the prices are the best they will be in your lifetime.

Guarantee your retirement by investing in long-term investments now.

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Latest Blog Posts

October 9, 2009

Foreclosures are Up, but So are Investments! Investment strategies have shifted and more and more people are focused on diversification than ever. With only a small amount of IRAs and 401(k)s rebounding a bit this year, many people are still struggling to see the light at the end of the tunnel. Except for the few who see the need to retire with a diverse portfolio of investment vehicles. Prices for Real Estate are the cheapest they have been since the 1970s, and for the perceptive investors, many are using self-directed IRAs to invest in the deepest discounts in Real Estate to help balance out their stock-heavy retirement plans. This plan has several positive points of interest. For one, these investors are not subject to the serious losses that the stock market can bring in a very short time. In addition, Real Estate has and will always be needed as long as people need a place to call home. Long-term investing in Real Estate provides a steady stream of rental income in these tough economic times. Along with that, many properties are expected to double in value over the next 5 to 10 years. Try getting that return on investment from a stock or a bond. Using a non-recourse loan to purchase Real Estate with your IRA or 401(k) is a worthwhile way to make sure you have a diverse investment strategy as well as a new income source and a strong long-term investment for the future. For more information, visit www.WealthyIRA.com to learn how you can invest your IRA in profitable Real Estate.

September 9, 2009

The Next Big Revenue Boom: IRA Real Estate “People who see jobs evaporating in other companies and other industries tend to ratchet back their own spending, economists say—an understandable response, but one that could drive down the local economy even further,” according to previous reporting by Seattle Times. “Not only do consumers feel overall economic conditions have grown more dire," as stated earlier this year by Lynn Franco,

August 11, 2009

Banking News: As part the much-debated Troubled Asset Recovery Plan (TARP), US Treasury Secretary Timothy Geithner’s Financial Stability Plan provides $1.5 trillion in bank bail out funds. "By providing the financing the private markets cannot now provide, this will help start a process of providing a market for the real estate related assets that are at the center of this crisis," Geithner said earlier this year.

July 10, 2009

Investment NEWSAccording to a previous article in the New York Times, of the 45 million IRA-invested households, “… an increasing number are switching to real estate, hoping for more lucrative returns.” The article goes on to report that “Industry experts estimate that 2 percent of IRA money is invested in real estate - through ‘self-directed accounts’ held by a custodian and managed by the account holder - twice as many as two years ago.”

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Home mortgage rates and real estate news - CNNMoney.com

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