August 2008 Get Your IRA in Real Estate

Invest your IRA in Profitable Real Estate

August 2008

IRA in Real Estate - Now Online Using www.WealthyIRA.com!

Your Self-Directed IRA information is now just a mouse click away

In order to begin establishing your IRA in Real Estate, access online by going to www.wealthyIRA.com and order “Is your IRA in Real Estate? It should be” the Manual & CD program and sign-up for Platinum Service while ordering “Is Your IRA in Real Estate? It should be.” Platinum Service provides you with the right answers to specific questions you may have about how to invest your IRA or other self directed retirement account in Real Estate. All the tools, resources and personalized counseling to easily walk you through unlimited transactions for an entire year. Included with Platinum Service are qualified representatives providing all the necessary forms, assistance and advice on how to complete the forms needed for as many real estate transactions as you would like to do as part of your Platinum Service membership.

"How to Invest your IRA in Real Estate

Tips and tricks to assist you in managing your IRA.

If you need a form to complete a transaction, they are available by just going to www.wealthyIRA.com; order “Is your IRA in Real Estate? It should be” the Manual & CD program and sign-up for Platinum Service so we may better assist your future and Retirement needs.

Traditional vs. Roth IRA

Which should I choose? Many of our clients have asked about the differences between a Traditional IRA and a Roth IRA. The Traditional IRA has been available for over a quarter of a century while the Roth IRA was introduced in 1998. The fundamental differences between the two types of accounts are the deductibility of contributions and the taxability of distributions.

Deductibility of Contributions - The Traditional IRA allows the investor to potentially deduct their contributions on their income tax return providing them with a tax saving. Roth IRA contributions are never deductible. Even in a Traditional IRA, contributions may not be deductible depending on whether or not the investor is covered by a retirement plan at his/her workplace and their level of income as reported on their tax return (AGI). However, anyone can open a Traditional IRA regardless of income levels.

Taxability of Distributions - When a distribution is made from a Traditional IRA, the investor must include the amount in their taxable income for that year. Further, the investor in a Traditional IRA must begin to take distributions at age 70½. In a Roth IRA, generally if the account is held five years or more, the distributions are completely tax-free and there is no requirement to take distributions at any age. Which is right for you? You should talk to your tax advisor to ensure that your choice is the best for your tax situation. Factors such as age, income level and years until retirement will all factor into your decision. Every person's situation may be different. Always seek professional advice when planning for your retirement. If you have specific questions about whether you qualify for a Roth IRA, can take a deduction in a Traditional IRA or when you can take distributions for either, contact one of our Platinum Service retirement specialists by going to www.wealthyIRA.com, order “Is your IRA in Real Estate? It should be” the Manual & CD program and sign-up for Platinum Service so we will be able to assist you with your retirement needs. Thank you for choosing, “Is your IRA in Real Estate? It should be” the Manual & CD program. We look forward to serving you at www.wealthyIRA.com.

Latest Blog Posts

October 9, 2009

Foreclosures are Up, but So are Investments! Investment strategies have shifted and more and more people are focused on diversification than ever. With only a small amount of IRAs and 401(k)s rebounding a bit this year, many people are still struggling to see the light at the end of the tunnel. Except for the few who see the need to retire with a diverse portfolio of investment vehicles. Prices for Real Estate are the cheapest they have been since the 1970s, and for the perceptive investors, many are using self-directed IRAs to invest in the deepest discounts in Real Estate to help balance out their stock-heavy retirement plans. This plan has several positive points of interest. For one, these investors are not subject to the serious losses that the stock market can bring in a very short time. In addition, Real Estate has and will always be needed as long as people need a place to call home. Long-term investing in Real Estate provides a steady stream of rental income in these tough economic times. Along with that, many properties are expected to double in value over the next 5 to 10 years. Try getting that return on investment from a stock or a bond. Using a non-recourse loan to purchase Real Estate with your IRA or 401(k) is a worthwhile way to make sure you have a diverse investment strategy as well as a new income source and a strong long-term investment for the future. For more information, visit www.WealthyIRA.com to learn how you can invest your IRA in profitable Real Estate.

September 9, 2009

The Next Big Revenue Boom: IRA Real Estate “People who see jobs evaporating in other companies and other industries tend to ratchet back their own spending, economists say—an understandable response, but one that could drive down the local economy even further,” according to previous reporting by Seattle Times. “Not only do consumers feel overall economic conditions have grown more dire," as stated earlier this year by Lynn Franco,

August 11, 2009

Banking News: As part the much-debated Troubled Asset Recovery Plan (TARP), US Treasury Secretary Timothy Geithner’s Financial Stability Plan provides $1.5 trillion in bank bail out funds. "By providing the financing the private markets cannot now provide, this will help start a process of providing a market for the real estate related assets that are at the center of this crisis," Geithner said earlier this year.

July 10, 2009

Investment NEWSAccording to a previous article in the New York Times, of the 45 million IRA-invested households, “… an increasing number are switching to real estate, hoping for more lucrative returns.” The article goes on to report that “Industry experts estimate that 2 percent of IRA money is invested in real estate - through ‘self-directed accounts’ held by a custodian and managed by the account holder - twice as many as two years ago.”

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“Is Your IRA in Real Estate?

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Home mortgage rates and real estate news - CNNMoney.com

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